Is Your Group Insurance Still Working for You?

Premiums are rising — but that doesn’t mean you’re stuck.

If your current group health plan is stretching your budget, it might be time to take a closer look. Many employers are discovering smarter, more flexible ways to offer quality coverage without overspending — and it starts with asking the right questions.

If your current group health plan is stretching your budget, it might be time to take a closer look. Many employers are discovering smarter, more flexible ways to offer quality coverage without overspending — and it starts with asking the right questions.

💡 Smarter Coverage Starts with a Smarter Strategy

✅ Review Your Current Policy. Too many businesses are locked into outdated plans that no longer serve their needs. A quick review could uncover better options that align with your goals — and your budget.

✅ Explore Level-Funded Plans. These hybrid models combine the predictability of fully insured plans with the savings potential of self-funding. You only pay for what you use — and when claims are low, you keep the savings.

✅ Consider Captive Health Insurance. Captives are changing the game. By joining forces with like-minded employers, you gain more control, transparency, and long-term cost stability. It’s a powerful way to break free from the traditional insurance cycle.

🚀 We’re Helping Employers Take Back Control

At Swagerty Agency, we specialize in helping businesses rethink their benefits strategy. Whether you're a small team or a growing company, there’s a solution that fits — and we’re here to help you find it.

If you’re ready to explore alternatives that put you back in the driver’s seat, let’s connect. The right plan isn’t just about saving money — it’s about empowering your business and your people.